What's included
Federal-ready. Not just credit-ready.
Done-For-You Execution
We open the bureau files, submit the vendor applications, and manage the build — you're not learning a new skill, we're running the process.
Tier-1 Vendor Stack, Managed
3–5 net-30 vendors selected and staggered across reporting cycles, monitored until each tradeline verifiably posts.
PAYDEX Mechanics, Handled
We run the 10–15-day early-payment cadence that moves a score — automated on your behalf, not something you have to remember.
Federal + Grants, Included
UEI, SAM.gov, CAGE, and DSBS filed for you — plus grant intelligence scanning and proposal writing. Almost no competitor touches this.
The real problem
You don't need another course.
You need someone to execute it.
Business credit is built in a specific order: identity → bureau files → reporting tradelines → payment history → funding. Skip a step and the ones after it silently fail. This program is that order, executed for you by a team that runs its own live build — not a video course you have to implement alone.
Your program lead
Kathleen Bennett — NXTGEN Consulting LLC
I don't hand you a course and wish you luck. My team and I execute every step of this program directly — real vendor accounts opened, invoices paid early, bureau files verified, your federal registration filed — while NXTGEN runs the same build on our own entity as proof of concept. PLACEHOLDER — tighten bio + add verified results once first PAYDEX posts
The program
Six phases. Executed end to end.
Not lessons to watch — work we do, on a fixed 6-month timeline.
Fundable Foundation
Prereq for everythingWe standardize your legal name, EIN, and one canonical address across the state, IRS, bank, and every application — closing the mismatch gap that splits or suppresses credit files.
We help stand up a listed business phone, domain email, and a simple site — the footprint bureaus and underwriters actually check for.
We guide the account setup in your exact legal name with the EIN — the anchor for everything downstream.
Bureau Files
D&B · Experian · EquifaxWe file directly with D&B under your canonical identity — never letting two versions of your business exist.
We confirm and activate the other two bureau files, closing the coverage gap most owners never notice.
We run live credit monitoring so every tradeline is verified the moment it posts — the build stays visible to you throughout.
The Tier-1 Vendor Stack
The PAYDEX engineWe open 3–5 net-30 vendors that actually report, staggered across reporting cycles for maximum coverage.
We manage what's ordered and when, so fresh payment data hits the bureaus every month.
We handle the 10–15-day early-payment timing that builds a high PAYDEX — Days Beyond Terms managed on your behalf.
We confirm every tradeline posts via live monitoring, and swap in a substitute vendor if one stops reporting.
Tier 2 & 3 — Revolving, Fleet, Cash
Profile depthOnce Tier 1 verifies, we add revolving lines on the EIN and manage utilization to underwriting-friendly levels.
We source fleet cards that report, spacing applications to avoid fraud flags.
We pursue general credit underwritten on the business profile instead of your personal guarantee.
Lender & Funding Readiness
Converting the fileWe assemble financials, bank statements, and a clean identity record the way underwriters want to see them.
We identify where your file can carry approval and manage the application sequencing.
We track every state filing, license, and registration renewal so a lapse never suspends the entity — or the credit file built on it.
Federal Registration & Grants
UEI · SAM · CAGE · DSBS · GrantsWe select accurate codes and confirm your SBA small-business size standard — never misclassifying to look lower-risk.
We file your UEI, complete your SAM.gov registration, and secure your CAGE code — all free federal processes, handled for you.
We build the profile contracting officers search, and the one-pager you hand them.
Daily-scored federal grant matching, plus full proposal development for qualifying opportunities — included, not billed separately.
UEI, SAM.gov registration, and your CAGE code cost $0 from the government — always. We handle the filing at no markup beyond your program fee. If anyone else bills you separately for "mandatory federal registration," that's not legitimate.
Included with your program
Full visibility into every step we take.
The single-source-of-truth sheet for your legal name, EIN, address, phone, and IDs — kept current across every application we file.
Live-maintained table of your Tier-1 vendors, which bureaus each reports to, terms, and current status.
Every state filing, license, and registration renewal tracked and flagged before it lapses.
Built for you, carrying your UEI, CAGE, and NAICS — ready to hand to contracting officers.
Not an upsell — built in
Grants aren't extra here.
Once your entity is SAM.gov-registered, it's discoverable for federal and state grants — not just contract bids. Most business-credit programs never touch this. Every NXTGEN program includes it:
Grant Intelligence Scan
Daily automated scan of federal funding opportunities scored against your entity's specific profile — delivered as a digest. A $1,500 value over 6 months, included.
Grant Writing & Proposal Development
Full proposal development — narrative, budget justification, compliance review — up to 2 per month. A $7,200 value over 6 months, included.
The difference
Doing it alone vs. having it done for you.
| Outcome | Going alone | With NXTGEN's Program |
|---|---|---|
| Bureau files | May never open, or open split | We open and verify one clean file |
| Tradelines | Vendors that quietly don't report | We select, monitor, and substitute as needed |
| Payment strategy | "On time is fine" | We run the early-pay cadence that moves PAYDEX |
| Federal registration | Skipped, or paid $500+ to a middleman | We file it — free from the government, included in your program |
| Grants | Ignored, or a separate $250–$1,200/mo service | Scanned and written for you, included |
| Funding applications | Personal credit + PG every time | Business file carries the weight |
| Compliance | CPN & shelf-company traps | Clean, legal, defensible |
Enrollment
The Complete Business Credit & Federal Program
Six months, executed end to end — credit building, federal registration, and grant services, handled by our team.
Both options processed at checkout · Refund and cancellation terms stated at checkout and in our Refund Policy
Questions, answered
Frequently asked.
Is this credit repair?
No. This is business credit building, done for you — establishing and managing a new, legitimate credit file for your company with real reporting vendors. We do not dispute items on personal credit reports, and we never use CPNs or misrepresent business age or revenue.
What exactly does NXTGEN do vs. what do I do?
We execute the build: opening bureau files, selecting and managing vendor accounts, running the early-payment cadence, filing your federal registration, and handling grant matching and writing. You provide the business documents and decisions we need along the way (e.g., signing applications, approving payments) — we handle the rest.
How long until my business has a usable score?
There is no legitimate overnight score. With clean sequencing, first tradelines typically post within 1–3 months of opening vendor accounts, and a usable PAYDEX generally follows once enough payment experiences report — all within your 6-month program.
Are grants really included, not extra?
Yes. Grant Intelligence Scanning and Grant Writing (up to 2 proposals/month) are part of every program at no additional charge — most competitors charge $250–$1,200/month for this alone.
Can I pay monthly?
Yes — 6 monthly payments of $2,083 (totaling $12,500), or pay in full for $10,995 and save more.
Is SAM.gov registration really free?
Yes — always. The UEI, SAM.gov registration, CAGE code, and renewals cost nothing from the government. We handle the entire filing as part of your program at no markup. Anyone billing separately for "required" federal registration is not legitimate.
Will this get my business $50K guaranteed?
No, and be suspicious of anyone who promises that. This program builds the file that funding decisions are made on. Approvals depend on your revenue, time in business, and the strength of the profile — no one can guarantee a lending outcome.
What if a vendor stops reporting?
We monitor every tradeline and handle vendor substitutions on your behalf — that's part of what "done for you" means here.
What's the refund and cancellation policy?
Full details are in our Refund Policy. In short: you can cancel before setup work begins for a full refund; once we've begun filing registrations and opening accounts on your behalf, one-time setup fees reflect work already performed, and any remaining monthly installments are simply not charged if you cancel.
- No CPNs or "credit privacy numbers" in place of an EIN or SSN where one is legally required.
- No misrepresenting time-in-business, revenue, or shelf-company age on any application — that's fraud, not strategy.
- No paid "personal credit repair" — that's a separately regulated activity (CROA + state law), and it's outside this program's scope.
- No paying third parties for government registrations that are free.
Your credit file won't build itself.
Let us build it.
Every month without reporting tradelines is a month of payment history you can never get back.
Enroll Now6-month program · Pay in full or in installments · Business credit building & federal registration, done for you